Categories
Finance

How to Become a Millionaire in 10 Years (Debt to $1.2M at 33)

Our thirteen-year saga from student loan debt, to graduate school, shifting careers, and starting two businesses. At the lowest point, we went from a negative $107K net worth to $1.2M in nine years. This is how we became millionaires and reached financial independence.

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Finance

Credits & Dividends Yield 78% Savings Rate for June 2020

Our second monthly balance sheet update: with dividends added our savings rate ballooned. See the details for a little financial voyeurism!

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Finance

7 Apps & Websites to Sell Stuff Locally (Detailed Guide How)

Part of our method of becoming millionaires was to constantly leverage apps & websites to sell stuff locally, here’s our step-by-step guide and tools!

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Finance

Index Funds vs Individual Stocks (My Worst Investing Mistake)

Making the wrong decision might cost you half your net worth like it did me. Learn about picking individual stocks vs investing in index funds, avoid my failures!

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Finance

How to Automate Your Finances & Savings in 5 Steps

How to automate your finances: learn to put savings on auto, pay debts & credit cards without overdrawing accounts. Make a wealth-building routine!

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Finance

Our First Pre-Retirement Month, 65% Savings Rate, May 2020

See how our first month of transitioning into retirement went as we reveal our entire budget: income, spending, etc. Despite reduced income, we saved 65%!

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Finance

How to Analyze Early Retirement Health Insurance Options

We’ve made the jump from full-time to part-time work as a couple of 35-year-olds, here’s how we analyzed our early retirement health insurance options.

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Finance

How to Save Money on Groceries (The Definitive Guide)

You know the basics of how to save money at the grocery store; this isn’t beans & rice. Be an expert: cut 30-40% more off your grocery bill, here’s our secrets!

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Finance Psychology

Lifestyle Creep: How to Avoid Inflation (and My Costly Lesson!)

How can unmitigated lifestyle creep destroy your wealth? A simple decision between two apartments created nearly $52K worth of opportunity cost for me!

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Finance

Here’s How We Spent $40,885 in 2019 (Annual Budget Review)

Our 2019 budget reveals how we live luxuriously, with a mortgage! A deep analysis of how we—two 35-year-olds in an MCOL city—spent $40,885 in a year.