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Finance

Credits & Dividends Yield 78% Savings Rate for June 2020

Our second monthly balance sheet update: with dividends added our savings rate ballooned. See the details for a little financial voyeurism!

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Finance

7 Apps & Websites to Sell Stuff Locally (Detailed Guide How)

Part of our method of becoming millionaires was to constantly leverage apps & websites to sell stuff locally, here’s our step-by-step guide and tools!

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Finance

Individual Stocks vs Index Funds: Avoid My Costly Mistake

Discover the risks of individual stocks vs index funds. Learn from my costly mistake and make fruitful investment decisions to help you reach FIRE!

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Finance

How to Automate Your Finances & Savings in 5 Steps

How to automate your finances: learn to put savings on auto, pay debts & credit cards without overdrawing accounts. Make a wealth-building routine!

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Finance

Our First Pre-Retirement Month, 65% Savings Rate, May 2020

See how our first month of transitioning into retirement went as we reveal our entire budget: income, spending, etc. Despite reduced income, we saved 65%!

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Finance

How to Analyze Early Retirement Health Insurance Options

We’ve made the jump from full-time to part-time work as a couple of 35-year-olds, here’s how we analyzed our early retirement health insurance options.

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Finance

How to Save Money on Groceries (The Definitive Guide)

You know the basics of how to save money at the grocery store; this isn’t beans & rice. Be an expert: cut 30-40% more off your grocery bill, here’s our secrets!

Categories
Finance Psychology

Lifestyle Creep: How to Avoid Inflation (and My Costly Lesson!)

How can unmitigated lifestyle creep destroy your wealth? A simple decision between two apartments created nearly $52K worth of opportunity cost for me!

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Finance

Here’s How We Spent $40,885 in 2019 (Annual Budget Review)

Our 2019 budget reveals how we live luxuriously, with a mortgage! A deep analysis of how we—two 35-year-olds in an MCOL city—spent $40,885 in a year.

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Finance

Our Early Retirement Plan During a Pandemic at 35

If you’re on the path to FIRE, you need an early retirement plan. You don’t simply flip a switch one day and retire. Learn from our own outline and strategy!