Categories
Psychology

Your Start to Financial Freedom (From Scarcity to Abundance)

Battling financial illiteracy is your first step—then, build a money mindset from paycheck-to-paycheck scarcity to one that plans for the future with abundance.

Categories
Psychology

A Clever Way to Financial Independence (My Money Mindset)

I rarely dictate financial advice, but here I share the clever money mindset that I feel steered us to financial independence in a sustainable and fulfilling way.

Categories
Finance

Bathroom Renovation, Pride Month, and Our June FIRE Budget

We spent nearly $600 on DIY bathroom renovations, review LGBTQIA+ nonprofits, and scrutinize our June 2021 budget!

Categories
Finance

The Case for Taking Social Security at 62 (Pros and Cons)

Thinking of taking social security at 62? You might be surprised by what the math behind drawing social security early and investing the benefit looks like!

Categories
Finance

Is Refinancing Worth It? (How About for 1% Savings?)

With low interest rates, you’re wondering if it’s worth the closing costs to refinance today—even for as little as a 1% rate reduction. Here’s how to decide!

Categories
Projects

How Closing a Window Almost Cost Us $450 (Sash Cord Replacement)

We got tired of propping our windows up, a cheap solution, and finally got around to fixing our weighted windows with a full sash cord replacement for just $16!

Categories
Psychology

But What If Something Happens? (And Your Suit of FIRE Armor)

Doubt creeps into all of our paths to financial independence, especially as emergencies come rolling in. But what if the bigger risk is, well, not?

Categories
Finance

Our First Flights in a Year (and Our May ’21 Budget Update)

We spent nearly $3K on our first flights since the pandemic with a 16-day trip, review mental health nonprofits, and scrutinize our May 2021 expenses!

Categories
Finance

Deciding When to Trade 4 Hours to Save $200 Traveling

Traveling can be expensive so why not try to save money where you can? Would you be willing to trade more driving to save $200 instead of flying closer?

Categories
Finance

Why You Don’t Need To Worry About Inflation (and the 4% Rule)

Will inflation wreak havoc with your early retirement plans? Does the 4% rule account for it? And how do you determine how much money to withdraw yearly?