Categories
Psychology

3 Steps to Conquer Your Fears of DIY Mistakes (And More!)

After 7 years of holding back, I conquered my fears and finished my DIY project. Start now with my 3 steps to get past your fear of making mistakes!

Categories
Finance

Marginal Utility of Income and How to Build Wealth in Your 20s

In my 20s I wrote about different standard of living levels and diminishing returns as my salary increased. Could understanding the marginal utility of income help you build wealth?

Categories
Finance

VTSAX vs VTI: Buy the Total US Stock Market & Alternatives

We’ve been collecting tiny slices of thousands of companies over the years. Let’s compare frugal ways you can too with low-cost index funds: VTSAX vs VTI, SWSTX, FSKAX.

Categories
Psychology

From Hobby to Business: Making What’s Fun Into a Job

Switching from a hobby to a business venture can bring you riches or leave you with a lost passion. Here’s how to decide if it’s worth it.

Categories
Psychology

The Value of Time: A Telling Tale of Spending vs. Living

How do you set the value of time? Would you not spend $2M in exchange for 60K hours to do as you please? A telling tale of Chris & Irsch.

Categories
Psychology

Personal Fulfillment: Why Success at Work Isn’t Enough

There’s more to feeling fulfilled than promotions & awards. My pharmacy career is a success story but wasn’t enough to create personal fulfillment in me.

Categories
Psychology

Negotiating Pay Effectively: Why I Turned Down a $175K Salary

If money didn’t matter, wouldn’t that be your strongest position to start negotiating pay from? You can go from a weak position to the strongest with FI.

Categories
Travel

Staycation Ideas: Make the Most of Your Pandemic Vacation

Steal our staycation ideas to make the most of vacation during the pandemic. Healthy, safe ways to have fun and explore home like tourists!

Categories
Psychology

How Much Money Is Enough: Build a Life You Want, Then Save

While defining how much money is enough in wealth and income, we have to consciously build the fulfilling, exciting life we want, then save for it.

Categories
Finance

How to Become a Millionaire in 10 Years: Debt to $1.2M at 33

Our thirteen-year saga from student loan debt, to graduate school, shifting careers, and starting two businesses. At the lowest point, we went from a negative $107K net worth to $1.2M in nine years. This is how we became millionaires and reached financial independence.