Categories
Finance

Early Retirement Health Insurance Options: COBRA & Part-Time Work

Making the switch to part-time at 35 years old with early retirement soon on the horizon meant lots of Health Insurance questions for me. COBRA, ACA, HDHP, HSA, HRA, oh my!

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Psychology

How to Grow Your Position of Financial Strength in a Recession

No matter if you’re on the first stage of financial independence—dependency—or you’ve reached the pinnacle—abundance—there’s still an opportunity to grow. Find optimism in a pandemic by testing your financial metal.

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Finance

How to Save Money On Groceries: Our Expert Guide, Beyond the Basics

You already know basic grocery savings tips—this isn’t beans & rice. Crank it up to pro-level and join us in cutting another 30-40% off your grocery bill. We went from $575.80 to $339.85 per month!

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Psychology

Switching from a Salaried Full-Time Career to Work Part-Time

Simply leaving isn’t an option when a career defines and fulfills you. This is the beginning of my experience as a salaried Pharmacist-in-Charge intentionally reducing my hours in pursuit of early retirement.

Categories
Finance Psychology

How Lifestyle Creep Cost Me $51,877.84 in One Decision

How can unmitigated lifestyle creep destory your wealth? A simple decision between two apartments created nearly $52k worth of opportunity cost for me.

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Finance

2019 Budget Review: Our Pre-retirement Annual Spending

A deep analysis of how we—two 35 year olds in a medium cost of living city—spent $40,885 in a year. You’ll find frugal insights which show how we live luxuriously on a FIRE budget in the details.

Categories
Psychology

The Difference Between Frugal and Cheap: Frugality Earns Profit

What’s the difference between being frugal and cheap? One can earn you money, give you nicer stuff, and let you live a happier life. The other is cheap.

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Meta

Meet Jenni

Meet Jenni, who started elementary school dreaming to be an anesthesiologist only to find herself as a debt-ridden pharmacy graduate decades later. It’s the story of a new American Dream.

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Finance

Our Early Retirement Plan During a Pandemic at 35

We worked towards retiring early for a decade and it culminated with a novel coronavirus pandemic just before our 36th birthdays. How’s that working out?

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Meta

Meet Chris

From sleeping in a dining room while starting a business—to living between dirt floors and tin roofs while finding a fulfilling life exploding with independence—this is how it happened.