Making the switch to part-time at 35 years old with early retirement soon on the horizon meant lots of Health Insurance questions for me. COBRA, ACA, HDHP, HSA, HRA, oh my!
No matter if you’re on the first stage of financial independence—dependency—or you’ve reached the pinnacle—abundance—there’s still an opportunity to grow. Find optimism in a pandemic by testing your financial metal.
You already know basic grocery savings tips—this isn’t beans & rice. Crank it up to pro-level and join us in cutting another 30-40% off your grocery bill. We went from $575.80 to $339.85 per month!
Simply leaving isn’t an option when a career defines and fulfills you. This is the beginning of my experience as a salaried Pharmacist-in-Charge intentionally reducing my hours in pursuit of early retirement.
How can unmitigated lifestyle creep destory your wealth? A simple decision between two apartments created nearly $52k worth of opportunity cost for me.
A deep analysis of how we—two 35 year olds in a medium cost of living city—spent $40,885 in a year. You’ll find frugal insights which show how we live luxuriously on a FIRE budget in the details.
What’s the difference between being frugal and cheap? One can earn you money, give you nicer stuff, and let you live a happier life. The other is cheap.
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Meet Jenni
Meet Jenni, who started elementary school dreaming to be an anesthesiologist only to find herself as a debt-ridden pharmacy graduate decades later. It’s the story of a new American Dream.
We worked towards retiring early for a decade and it culminated with a novel coronavirus pandemic just before our 36th birthdays. How’s that working out?
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Meet Chris
From sleeping in a dining room while starting a business—to living between dirt floors and tin roofs while finding a fulfilling life exploding with independence—this is how it happened.