Categories
Meta

FIRE Budget 2022: Our Life of Financial Freedom on $57,439

Our FIRE budget details how we lived an adventure-filled life in 2022 on about $57K/year as two 38-year-olds. Steal our tricks to reach FIRE!

Categories
Finance

How I Saved 50% on Dental Bills Without Tourism or Schools

Despite a $3,600 estimate, I walked away with 3 root canals for nearly half as much from the same provider. Avoid these dental pitfalls and learn how I did it.

Categories
Meta

Annual Spend Summary 2021: $51,378 and Where It Went

Our annual spending review details how we lived an adventure-filled life in 2021 on about $51K/year as two 37-year-olds. Steal our tricks to reach FIRE!

Categories
Psychology

Why Volunteerism Could Be Your Life’s Greatest Vocation

Why volunteer? It could become your life’s work—by lifting up a cause you believe in, you might just find the community and purpose we all crave.

Categories
Psychology

Concentration: A Haunting Risk to Your Life’s Investment

If standard personal finance advice is to diversify your investments, might we apply the same reasoning to our most concentrated relationship investment?

Categories
Psychology

The Social Index Fund (a Moat To Protect and Grow Your FIRE)

FIRE can create a hole in the fortress of your life’s social structure that, left untouched, might be your downfall. The solution? A “social index fund”!

Categories
Psychology

Is Financial Independence Just Escapism? (2 Types of Freedom)

Is FIRE really just a way to escape the challenge and repetition of modern working life? Sure, it frees you from what you hate—but I think there’s more.

Categories
Psychology

What’s Your “Why”? (And the Point of FI)

Is your pursuit of financial independence defined by “needs” or “wants”? And what’s that have to do with your chances of success and satisfaction afterward?

Categories
Finance

Wealth vs Income (and How I Can’t Afford Our Mortgage)

Wealth vs income—what’s more important for your success? Once you have ”enough” in your pursuit of FIRE, what are the trade offs of losing your high income?

Categories
Psychology

A Lesson in Lifestyle Inflation (and Adventure) From the Beach

If crowds are the ultimate purveyors of lethargy, then it’s your sense of adventure that protects you from their allure; cherish it as part of your financial mindset.