Categories
Psychology

Concentration: A Haunting Risk to Your Life’s Investment

If standard personal finance advice is to diversify your investments, might we apply the same reasoning to our most concentrated relationship investment?

Categories
Psychology

The Social Index Fund (a Moat To Protect and Grow Your FIRE)

FIRE can create a hole in the fortress of your life’s social structure that, left untouched, might be your downfall. The solution? A “social index fund”!

Categories
Psychology

Is Financial Independence Just Escapism? (2 Types of Freedom)

Is FIRE really just a way to escape the challenge and repetition of modern working life? Sure, it frees you from what you hate—but I think there’s more.

Categories
Psychology

What’s Your “Why”? (And the Point of FI)

Is your pursuit of financial independence defined by “needs” or “wants”? And what’s that have to do with your chances of success and satisfaction afterward?

Categories
Finance

Wealth vs Income (and How I Can’t Afford Our Mortgage)

Wealth vs income—what’s more important for your success? Once you have ”enough” in your pursuit of FIRE, what are the trade offs of losing your high income?

Categories
Psychology

A Lesson in Lifestyle Inflation (and Adventure) From the Beach

If crowds are the ultimate purveyors of lethargy, then it’s your sense of adventure that protects you from their allure; cherish it as part of your financial mindset.

Categories
Psychology

Your Start to Financial Freedom (From Scarcity to Abundance)

Battling financial illiteracy is your first step—then, build a money mindset from paycheck-to-paycheck scarcity to one that plans for the future with abundance.

Categories
Psychology

A Clever Way to Financial Independence (My Money Mindset)

I rarely dictate financial advice, but here I share the clever money mindset that I feel steered us to financial independence in a sustainable and fulfilling way.

Categories
Finance

The Case for Taking Social Security at 62 (Pros and Cons)

Thinking of taking social security at 62? You might be surprised by what the math behind drawing social security early and investing the benefit looks like!

Categories
Finance

Is Refinancing Worth It? (How About for 1% Savings?)

With low interest rates, you’re wondering if it’s worth the closing costs to refinance today—even for as little as a 1% rate reduction. Here’s how to decide!