Categories
Finance

Credits & Dividends Yield 78% Savings Rate for June 2020

Our second monthly balance sheet update: with dividends added our savings rate ballooned. See the details for a little financial voyeurism!

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Finance

How to Sell Your Stuff: A Guide to Local Apps, Websites, and Tools

We’ve taken on a mentality of “renting” our stuff: it’s always for sale, for the right price. Here’s the apps, websites, and tools to quickly sell locally.

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Finance

Buying Individual Stocks or Index Funds: My Most Expensive Mistake

What did a mid-twenties me learn from buying individual stocks at the apex of the market before the Great Recession? Are index funds better than stocks?

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Finance

How to Automate Your Personal Finances

How to automate your personal finances: learn to manage transfers for savings, debts, and credit cards without overdrawing accounts while maximizing saving.

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Finance

Our First Pre-Retirement Month, 65% Savings Rate, May 2020

See how our first month of transitioning into retirement went as we reveal our entire budget: income, spending, etc. Despite reduced income, we saved 65%!

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Finance

Early Retirement Health Insurance Options: COBRA & Part-Time Work

Making the switch to part-time at 35 years old with early retirement soon on the horizon meant lots of Health Insurance questions for me. COBRA, ACA, HDHP, HSA, HRA, oh my!

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Finance

How to Save Money On Groceries: Our Expert Guide, Beyond the Basics

You already know basic grocery savings tips—this isn’t beans & rice. Crank it up to pro-level and join us in cutting another 30-40% off your grocery bill. We went from $575.80 to $339.85 per month!

Categories
Finance Psychology

How Lifestyle Creep Cost Me $51,877.84 in One Decision

How can unmitigated lifestyle creep destory your wealth? A simple decision between two apartments created nearly $52k worth of opportunity cost for me.

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Finance

2019 Budget Review: Our Pre-retirement Annual Spending

A deep analysis of how we—two 35 year olds in a medium cost of living city—spent $40,885 in a year. You’ll find frugal insights which show how we live luxuriously on a FIRE budget in the details.

Categories
Finance

Our Early Retirement Plan During a Pandemic at 35

We worked towards retiring early for a decade and it culminated with a novel coronavirus pandemic just before our 36th birthdays. How’s that working out?