Categories
Psychology

Expected Future Value: What’s Worth Spending Your Money On

Learn to adopt the notion “everything is for sale”. When considering a purchase, analyze expected future value. Buy quality instead of limit yourself by a budget.

Categories
Finance

Our First Pre-Retirement Month, 65% Savings Rate, May 2020

See how our first month of transitioning into retirement went as we reveal our entire budget: income, spending, etc. Despite reduced income, we saved 65%!

Categories
Psychology

7 Financial Freedom Steps: Reaching Financial Independence

No matter which of the financial freedom steps you’re on, from dependency to abundance, here’s how you can reach financial independence and beyond.

Categories
Finance

How to Save Money on Groceries (The Definitive Guide)

You know the basics of how to save money at the grocery store; this isn’t beans & rice. Be an expert: cut 30-40% more off your grocery bill, here’s our secrets!

Categories
Finance Psychology

Lifestyle Creep: How to Avoid Inflation (and My Costly Lesson!)

How can unmitigated lifestyle creep destroy your wealth? A simple decision between two apartments created nearly $52K worth of opportunity cost for me!

Categories
Finance

Here’s How We Spent $40,885 in 2019 (Annual Budget Review)

Our 2019 budget reveals how we live luxuriously, with a mortgage! A deep analysis of how we—two 35-year-olds in an MCOL city—spent $40,885 in a year.

Categories
Psychology

Cheap vs Frugal: Surprising Differences (Find Your Frugality)

Frugal vs cheap: what’s the difference? Building frugality focuses on value while cheap fixes short-term issues but creates long-term problems.

Categories
Finance

Our Early Retirement Plan During a Pandemic at 35

If you’re on the path to FIRE, you need an early retirement plan. You don’t simply flip a switch one day and retire. Learn from our own outline and strategy!

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Meta

Meet Chris

From sleeping in a dining room while starting a business—to living between dirt floors and tin roofs while finding a fulfilling life exploding with independence—this is how it happened.

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Meta

The Beginning of TicTocLife!

Our story of transitioning out of careers to independence, financial planning for early retirement, daily frugal hobbies, and choosing meaningful work.