Tag: Financial Independence

Financial Independence and Early Retirement, or, FIRE. This content focusses on the financial independence aspect: the math, the planning, the nuts and bolts of making it work.

Psychology

How to Overcome Coupon Anxiety

Post author By Jenni
Post date April 18, 2021
6 Comments on How to Overcome Coupon Anxiety

Chris found an amazing deal on groceries and shares a photo with Jenni to brag about his findings.

Everyone enjoys saving money but why does using a grocery coupon cause such stress? Turn your grocery saving experience around and keep on saving.

Tags Financial Independence, Story, Tactics

Psychology

Life Is All About Choices (Here’s the Equation to Life’s Wealth)

Post author By Chris
Post date April 11, 2021
14 Comments on Life Is All About Choices (Here’s the Equation to Life’s Wealth)

Life is packed with a nearly infinite amount of variety, what will you choose along the way?

Your life’s wealth is derived from your choices and your social environment. While you can’t change how life begins, life is all about choices, which you control.

Tags Financial Independence, motivation, Retire Early, Story

Finance

10 HSA Questions and Answers (and What Confused Me)

Post author By Jenni
Post date March 29, 2021
3 Comments on 10 HSA Questions and Answers (and What Confused Me)

A trip to the ER qualifies as a medical expenses. WIth an, HSA, you can choose whether to be reimbursed now or later without increasing your taxable income.

This is my top 10 HSA questions and answers when considering an HSA which reveals their gotchas, benefits, and investing superpower.

Tags Financial Independence, Retire Early

Finance

Beating the Standard Deduction with Strategic Giving

Post author By Chris
Post date March 21, 2021
8 Comments on Beating the Standard Deduction with Strategic Giving

When you’re on a beautiful beach as your first big escape from home in a year, what’s better than researching tax regulations?

Here’s how my good friend’s family could boost their net worth by $11K every 5 years through strategic giving!

Tags Financial Independence, Giving Back, Retire Early, Story

Psychology

How FIRE Let’s Me Volunteer to Vaccinate You

Post author By Jenni
Post date March 7, 2021
13 Comments on How FIRE Let’s Me Volunteer to Vaccinate You

The site of a recent vaccination event I volunteered with.

Being a pharmacist with a sudden abundance of free time left me with the opportunity to use my fortune to help others. Will you heed the call to action?

Tags Financial Independence, Giving Back, Retire Early, Story

Psychology

FIRE Isn’t Prescriptive (It’s a Spectrum of Personal Choices)

Post author By Chris
Post date February 28, 2021
9 Comments on FIRE Isn’t Prescriptive (It’s a Spectrum of Personal Choices)

Gaining financial independence has no rule set. No one defines retirement but you. These are 7 ways the FIRE movement misses the personal part.

Tags Financial Independence, motivation, Retire Early, Story

Psychology

Specialist vs Generalist: Picking Your Career and Life Path

Post author By Chris
Post date February 14, 2021
6 Comments on Specialist vs Generalist: Picking Your Career and Life Path

In life and in your career you'll define yourself sometimes as a generalist vs specialist. What are the differences, pros & cons, of each of these skill types? And how do they apply to life after work in retirement?

Specialist vs Generalist: which is better for your career & life? Explore the pros/cons of each and find out how to make the best choice for your FIRE path.

Tags Financial Independence, Retire Early, Story, Tactics

Finance

GameStop Stock: Why I Worry About the Mania (And VTSAX)

Post author By Chris
Post date January 31, 2021
14 Comments on GameStop Stock: Why I Worry About the Mania (And VTSAX)

I grew up with GameStop as the place to go to find a deal on used video games. Now the stock is on a tear as amateur investors wage war against hedge funds. What's going to happen?

What does GameStop stock mania mean for the future of individual investors vs Wall Street? And do you own GME via VTSAX, VTI, and Vanguard?

Tags Financial Independence, Story, Tactics

Unusual Ways We Spent $40,862 (2020 Annual Spend)

Post author By Chris
Post date January 24, 2021
16 Comments on Unusual Ways We Spent $40,862 (2020 Annual Spend)

2020 may not have been the year we expected within our FIRE budget, but that doesn't mean we didn't make the best of it! [Photo: Pacific Park early in 2020 before the world shutdown.]

Our FIRE budget reveals how we live a luxurious lifestyle on about $41K/year as two 36-year-olds in an MCOL city on a coast! Steal our tricks to reach FIRE!