Categories
Finance

Is Refinancing Worth It? (How About for 1% Savings?)

With low interest rates, you’re wondering if it’s worth the closing costs to refinance today—even for as little as a 1% rate reduction. Here’s how to decide!

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Projects

How Closing a Window Almost Cost Us $450 (Sash Cord Replacement)

We got tired of propping our windows up, a cheap solution, and finally got around to fixing our weighted windows with a full sash cord replacement for just $16!

Categories
Psychology

But What If Something Happens? (And Your Suit of FIRE Armor)

Doubt creeps into all of our paths to financial independence, especially as emergencies come rolling in. But what if the bigger risk is, well, not?

Categories
Finance

Why You Don’t Need To Worry About Inflation (and the 4% Rule)

Will inflation wreak havoc with your early retirement plans? Does the 4% rule account for it? And how do you determine how much money to withdraw yearly?

Categories
Psychology

A Rewarding Life: Getting the Most From the Least With Nature

If achieving financial independence is all about getting the most from the least, might nature unlock satisfaction and excitement along the way?

Categories
Psychology

Lessons Learned From 1 Year of Part-Time Work

I expected that moving to part-time work would have its benefits. What I didn’t expect was how much I learned about myself.

Categories
Finance

How “Cost of Working” Surprisingly Burdens Your Cost of Living

My career was costing me over $2,000/month! This is how I cut my “cost of working” and built a faster and more satisfying path to financial independence.

Categories
Psychology

How to Overcome Coupon Anxiety

Everyone enjoys saving money but why does using a grocery coupon cause such stress? Turn your grocery saving experience around and keep on saving.

Categories
Psychology

Life Is All About Choices (Here’s the Equation to Life’s Wealth)

Your life’s wealth is derived from your choices and your social environment. While you can’t change how life begins, life is all about choices, which you control.

Categories
Finance

10 HSA Questions and Answers (and What Confused Me)

This is my top 10 HSA questions and answers when considering an HSA which reveals their gotchas, benefits, and investing superpower.