Making the switch to part-time at 35 years old with early retirement soon on the horizon meant lots of Health Insurance questions for me. COBRA, ACA, HDHP, HSA, HRA, oh my!
No matter which of the stages of financial independence you’re on, from dependency to abundance, there’s still opportunity to grow.
You know the basics of how to save money at the grocery store; this isn’t beans & rice. Be an expert: cut 30-40% more off your grocery bill. We went from $575.80 to $339.85 per month!
Simply leaving isn’t an option when a career defines and fulfills you. This is the beginning of my experience as a salaried Pharmacist-in-Charge intentionally reducing my hours in pursuit of early retirement.
How can unmitigated lifestyle creep destory your wealth? A simple decision between two apartments created nearly $52k worth of opportunity cost for me.
A deep analysis of how we—two 35 year olds in a medium cost of living city—spent $40,885 in a year. You’ll find frugal insights which show how we live luxuriously on a FIRE budget in the details.
Frugal vs cheap: what’s the difference? Building frugality focuses on value while cheap fixes short-term issues but creates long-term problems.
Meet Jenni, who started elementary school dreaming to be an anesthesiologist only to find herself as a debt-ridden pharmacy graduate decades later. It’s the story of a new American Dream.
We worked towards retiring early for a decade and it culminated with a novel coronavirus pandemic just before our 36th birthdays. How’s that working out?
From sleeping in a dining room while starting a business—to living between dirt floors and tin roofs while finding a fulfilling life exploding with independence—this is how it happened.