Categories
Psychology

Life Is All About Choices (Here’s the Equation to Life’s Wealth)

Life is packed with a nearly infinite amount of variety, what will you choose along the way?

Your life’s wealth is derived from your choices and your social environment. While you can’t change how life begins, life is all about choices, which you control.

Categories
Meta

Finally, a Trip to the Beach! (Mar. 2021 Update)

March flew by with a trip to the beach—we divulge the details in our monthly budget report below!

We review women’s (and girl’s) charities for our monthly donation, earn a huge cashback bonus, and review our March 2021 monthly FIRE budget!

Categories
Finance

10 HSA Questions and Answers (and What Confused Me)

A trip to the ER qualifies as a medical expenses. WIth an, HSA, you can choose whether to be reimbursed now or later without increasing your taxable income.

This is my top 10 HSA questions and answers when considering an HSA which reveals their gotchas, benefits, and investing superpower.

Categories
Finance

Beating the Standard Deduction with Strategic Giving

When you’re on a beautiful beach as your first big escape from home in a year, what’s better than researching tax regulations?

Here’s how my good friend’s family could boost their net worth by $11K every 5 years through strategic giving!

Categories
Psychology

Is the FIRE Movement Fracturing Into Silos and Extremes?

Financial independence and retiring early now encompasses numerous "sub-FIREs" to fit different socioeconomic groups and interests. This graphic represents what I hope the movement is becoming. We'll discuss this graphic more later in this article.

The FIRE movement has evolved into a mainstream interest, and with it, a diverse set of subgroups. But are we losing sight of what matters as we form silos?

Categories
Psychology

How FIRE Let’s Me Volunteer to Vaccinate You

The site of a recent vaccination event I volunteered with.

Being a pharmacist with a sudden abundance of free time left me with the opportunity to use my fortune to help others. Will you heed the call to action?

Categories
Meta

Healthcare Nonprofits and a Leaky Roof (Feb. 2021 Update)

This month we're reviewing healthcare nonprofits alongside our FIRE budget review!

We review three healthcare nonprofits for our monthly donation, get a surprise roof leak, sell some stock, and review our February 2021 monthly FIRE budget!

Categories
Psychology

FIRE Isn’t Prescriptive (It’s a Spectrum of Personal Choices)

Gaining financial independence has no rule set. No one defines retirement but you. These are 7 ways the FIRE movement misses the personal part.

Categories
Finance

Black Wall Street and the Business of Creating a Community

The businesses of Black Wall Street in its heyday [Image source: America in Color: The 1920s, Smithsonian].

Imagine a thriving community of Black-owned businesses and residences in the era of Jim Crow. It happened in Oklahoma where Black Wall Street was born.

Categories
Psychology

Specialist vs Generalist: Picking Your Career and Life Path

In life and in your career you'll define yourself sometimes as a generalist vs specialist. What are the differences, pros & cons, of each of these skill types? And how do they apply to life after work in retirement?

Specialist vs Generalist: which is better for your career & life? Explore the pros/cons of each and find out how to make the best choice for your FIRE path.