We Missed Our Flight to Madeira! (Mar. 2023 Update)

After bucking the odds for years, we finally missed a flight! Fortunately, some quick thinking avoided thousands in expenses. Read our monthly FIRE update.

The month started with a break from the winter chill and ended with a dip in the other side of the Atlantic! That’s right, the end of March marked the beginning of about six weeks of travel for us.

Of course, that meant it was also a month filled with difficult money decisions and planning. We’ll have a look at how that began in this post.

In addition, we’re donating to one of three nonprofits supporting a healthy outdoor life! Check out our review of them and vote in the poll below!

We like to review our income, spending, and savings to help keep us on our FIRE track. Read on for our tips, monthly update, and charity rundown.

Budget Update

If you’d like a more detailed description of our typical monthly cash flow (like our jobs or housing situation), check out our previous budget updates.

In the Sankey diagram below, the income on the left matches our expenses on the right.

Our Monthly FIRE Budget for March 2023 is broken down into our expense categories in a Sankey Diagram. Our donation to a charity supporting parks and sports will come from our Reader Fund (DAF).

We’ll run through the income and expense sources for the month and remark on any interesting items.

Income Summary

Compared to last month, Jenni worked a whole lot less at the pharmacy. She works PRN, meaning, when folks are out for vacation or illness, Jenni tends to fill-in. People were out less in March and our travel time began. We also found several opportunities to supplement our income. Below are some of the more interesting categories this month.

Tax refund
We ended up with a huge refund from federal and state tax returns. Much of it comes from a reduced taxable income through donations. The funding of our DAF a few years ago (Reader’s Choice FIRE Donor Advised Fund) is still having its positive tax benefits. Maximizing tax advantaged accounts (401(k), IRA, HSA, etc.) also trigger much of our tax paid throughout the year to be refunded.

Our tax refund totaled $6,098.

The end of the first quarter means we saw a big boost in dividend income this month. Each quarter we anticipate significant dividend payments from our various stock holdings—most of it from Vanguard funds like VTSAX. A little over half of our distributions were automatically reinvested in our tax-advantaged accounts.

We earned $2,714 in total distributions!

Chris’ lowered consulting rate continues. He doesn’t foresee this changing until the business’s assets are exhausted some years in the future.

Consulting earned $462.

Our Laurel Road no-fee checking accounts continue to earn a $20 monthly bonus for making direct deposits of at least $2,500/month.

We earned $40 in cash back.

Chris swapped dental insurance during his recent dentist debacle. He received a prorated refund of about $189 from his previous provider.

Chris sold a new Dell Monitor via Facebook Marketplace for $150 (our only Local Sales transaction this month). A variety of AMEX credits stacked for him to offset the original purchase ($212) with a credit of about $271.

  • 10% Dell AMEX Offer
  • $50 back on $200+ Dell AMEX Offer
  • $200 Dell biannual business card credit benefit

The credits made for a huge net positive!

Chris scored a big win with a Dell monitor deal and AMEX offer combo—which he then sold!
Chris scored a big win with a Dell monitor deal and AMEX offer combo—which he then sold!

Chase cardholders are eligible for statement credits with Gopuff ($10/month). Between the two of us, we got back about $100 from Gopuff credits. That’s pretty great considering most of our Chase cards have no annual fee.

We received a pretty wide range of miscellaneous statement credits from AMEX, Citi, Chase, and others including:

  • $10 Restaurant Credit (Chase, 2x $5 off)
  • $10 Dining Credit (AMEX, Grubhub)
  • $55 Instacart Credit (Chase)
  • $15 Apple Pay Credit (AMEX)

Jenni also earned a credit for free membership with Audible and Walmart+ (through statement credits) via her American Express card.

We received $650 in statement credits. 

Expense Summary

From our $18,480 monthly budget, we saved and invested about $12,525.

Adjusting for the fact that a few thousand dollars came from checking to support these investments, we have a savings rate of about 64%!

After subtracting our credits, savings, and business expenses, we spent $5,261 on living expenses.

We are at 123% of our FIRE budget from 2021 ($4,281/month).

Let’s break down some of the more exciting details.

Food & Dining

While many of our expenses remain similar month-to-month, one of the most interesting things is seeing how our expenses change while traveling. April will be a better indicator as we’ll be away the full month, but March still offers over a week of foreign supplies purchases.


Our grocery expenses were fairly low throughout the beginning of the month due to all the stocking we’ve done with Gopuff promos and what not lately. We were expecting a big jump in the last 9 days or so of travel we had to Madeira. After all, it’s an island.

Islands are expensive!

Turns out, groceries and food in general is quite cheap in Madeira! It followed mainland Portugal’s general pricing. We didn’t really notice much of a difference.

We happily stocked up on treats like Port wine, local gingersnaps, and some gluten-free eats. Groceries might be slightly cheaper overall than central Virginia where we’re from. Even on an island!


Contrary to groceries, restaurant experiences are dramatically less expensive in Madeira. This was true to such an extent that we intentionally ate out more than we might normally. Less hand-washing in a tiny Airbnb sink? More unfamiliar foods? For marginally more cost? Yes please!

We attended an incredible dinner and Fado performance in Funchal. You could feel the emotion escaping the different players of the family. Our video below will give you a little taste.

Dinner and a Fado show in Funchal!

Of course the food wasn’t cheap, coming to about $64 for two of us, but well worth it for the included performance!

Our fast food and alcohol expenses came from little bites and some drinks in the room or the occasional pub stop. They didn’t amount to much.

All this lower cost comes from the reality that we are taking advantage of a labor cost difference that exists throughout Portugal relative to the US or even the rest of Western Europe. It’s something to keep in mind—we try to tip well but it still doesn’t always sit well with us.

We spent $814 on food & dining this month. 

Health & Fitness

This has been a fun spending category for some months now! Fortunately, our travel adventures haven’t expanded this category. At least not yet! Let’s talk about a few things that happened before our departure.

Health Insurance
Making up for last month, Chris paid his final month of his previous health insurance as well as the first month of his new health insurance. The coverage level is a bit better as it’s ACA silver yet the cost is just a little less than his previous bronze plan. He’s in the process of adjusting his projected income down to reflect his lowered business income. That, in turn, decreases his monthly premium for his health insurance. Chris from the future: this still isn’t my final health insurance setup, details in next month’s post.

Chris had to pay for his initial visit and advanced scanning from his big triple root canal experience the other month. This wasn’t covered by insurance.

We registered for our local 10K race last month. And of course, it falls in April. We’ll be out of the country! That $97 expense last month looks even worse given we won’t be around to attend! Fortunately, we were able to pay a small fee this month to defer our registration until 2024. Hopefully we’ll be around to run the race next year!

Jenni had her annual eye exam. Everything turned out well and no prescription changes are needed.

We spent $776 on health & fitness this month. 


Well, we kicked off this travel adventure with a real financial bump in the road. We missed our first flight. Yep, right out of the gate—failure!

Let’s look at how that happened to us, what we did to resolve it, and the related costs.

A tale of a missed flight

As if having to buy last minute flights to a European island wasn’t bad enough, missing our flight meant we wouldn’t make other reservations. We had to rebook our car rental and sort out missing our first Airbnb night.

Of course, the most important thing you can do after that is…stay calm! It’s easy to get upset at the airline, yourself, or your travel partner. But none of that is going to fix anything. Let’s see how we sorted out our issues…

The best-laid plans…

Our original flights out of the US to Madeira were on SATA Airways from New York’s JFK. We flew Delta up to JFK on rewards points. We had a long layover in JFK which is actually where our problem occurred.

The afternoon slipped by in a nice airport lounge at JFK. Since we had a handful of hours before our nighttime departure to Madeira with SATA, we were in no rush.

We left the lounge over an hour before our departure time.

JFK’s terminal sprawl
JFK: one of the world's largest airports.
JFK: one of the world’s largest airports.

Well, JFK is a sprawling airport. Terminals aren’t always connected to each other.

It turned out that our departure flight was in a terminal that would normally require taking the AirTrain to connect. This was expected and why we gave ourselves some time to get to it.

But, due to construction at JFK, the AirTrain was replaced with a shuttle bus. Naturally, it took us a handful of minutes to figure that out. Worse, we had to leave the secure area.

No way in

By the time we connected to our proper terminal, we only had about 25 minutes before our flight departure was scheduled.

As a final nail in the coffin, we had to visit an airline desk in the terminal to obtain our actual boarding pass—rather than just a gate agent like we’d expected initially.

And as we were outside security, we couldn’t proceed to the gate to get our boarding pass. With less than half an hour to go, the terminal desk for SATA was already closed. No agent of another airline was able to help us.

We tried several ways to connect with a gate agent but had no luck as the final minutes counted down.

Stuck in the terminal at JFK

Our flight left and we started trying to resolve our predicament. Madeira doesn’t have all that many flights going to it.

You can imagine how lost we were on how to resolve this as midnight approached and the terminal started shutting down.

Let’s look at our Travel spending categories below to see what we did to rebook and their related costs.


We split our first 9 days in Madeira between two different Airbnbs. The first was a traditional Madeira banana plantation house. The second, a small but complete apartment in urban Funchal—the biggest city on Madeira.

Fortunately, our Airbnb host was able to reschedule key pickup with us without too much of an issue. That said, we missed a bit over a day’s worth of the reservation.

When we were stuck at JFK, we decided to use an IHG hotel certificate we had. We booked a last minute Holiday Inn near JFK on the AirTrain route. This would have otherwise been about $200. We checked in, exhausted, and started booking replacement flights.

Our Airbnbs throughout the six week trip were all booked with gift cards purchased over the preceding month with various bonuses—sometimes 10% off, sometimes with bonus credit card points/miles worth about 10%.

Air travel

After getting into our last minute Holiday Inn at JFK, we booked a Lufthansa flight to Madeira for the next day. It had a connection through Munich so it was going to be a very long travel day. But, we’d only lose about a day and a half of our trip.

The flights would have been about $1,000/person but we used United miles to book them instead of cash. That was 36K/miles person which is a great redemption but certainly not how we planned to use the miles! We also paid a booking/fuel fee for those flights of about $57.

Our original flights to Madeira were $528 (one way, for both of us) from JFK. Chris offset part of this cost with a $300 flight credit he had.

We also flew from Madeira to Tenerife on the last day of the month via Binter Airlines. Our two tickets were $270 total.

Rental car & taxi

Like the fun we had with our airline tickets, we had to rebook our first car rental of the trip. Our original Europcar booking would be canceled since we weren’t going to make the pickup date.

Sometimes going with the cheapest car rental companies with no cancelation policy does bite you in the butt!

The original Europcar rental was about $104.

Our replacement booking was with Guerin and a day shorter. It was about $153. 


As we have done in the past, we’ll breakdown this total trip cost on a per day basis once the trip is concluded. We were expecting the early part of the trip to much less expensive. Portugal tends to be a bit cheaper than our the destination in the later half of the trip—the Netherlands.

Unfortunately, our mistake missing our flight means that the trip overall is probably going to be more expensive than expected.

Considering how many flights we’ve had over the years, our record is pretty good. This is our first miss!

We spent about $1,420 on travel this month. 

Electronics & Software

Despite some issues with the game’s open beta, Chris pre-ordered the latest iteration of Diablo. The new game continues the quest to fight through hell which he has pursued on since he was a kid. The Diablo 4 pre-order was $70.

The game's open beta had some issues with players being queued to login for hours. But, it was fun once the connection issues shook out!
The game’s open beta had some issues with players being queued to login for hours. But, it was fun once the connection issues shook out!

Chris also picked up a pair of “AirPods” to test how well they worked compared to the real thing. The Chinese import visually matched up but with issues connecting to an Apple Watch, Chris was left disappointed. It was a $34 learning experience.

With the Dell monitor Chris mentioned in the Credits section of the Income part of the post, we spent more than normal in this category—but also made money on that monitor sale.

We spent about $316 on electronics & software this month. 


Our Amusement spending this month came from various tickets and entertainment on Madeira.

We visited beautiful gardens above Funchal (about $27) by taking a cable car up—a “public transit” expense for us, ha!—and then we had a very special ride down…

Funchal's traditional way down the hill. A toboggan!
Funchal’s traditional way down the hill. A toboggan!

We took a toboggan! This sled ride down was offered to locals for decades and continues to be a traditional way to commute down the hill into town.

It was a stretch to label the cable car up Public Transit—this ride down is definitely Amusement! The touristy adventure came in at about $33 for two.

While in Madeira, we had to see a tour of their famous wine making process. Blandy’s in Madeira has been making madeira wine for hundreds of years and offered us a fantastic tour and tasting.

The wonderful Madeira wine tour at Blandy's in Funchal.
The wonderful Madeira wine tour at Blandy’s in Funchal.

The visit was about $27 for two.

Lastly, when we were in the countryside, it was impossible to miss the huge number of bananas throughout Madeira. We even stayed on a banana plantation as an Airbnb! So, of course we visited the banana museum (BAM—about $17 for two)!

A little slice BAM's decor.
A little slice BAM’s decor.

The great little museum explained the history of the fruit on the island, how it grew much of the early economy, and how Madeira still relies on bananas to fuel its industry. The technically advanced museum was a joy to tour and the plantation outside was fun to learn about.

Despite being in a museum, the awesome little cafe had reasonable prices for all sorts of local treats! Banana for scale.
Despite being in a museum, the awesome little cafe had reasonable prices for all sorts of local treats! Banana for scale.

We even sampled some banana products at the cafe. Delicious!

We spent about $105 on amusement this month. 

Expense Conclusion

While that covers the big stuff, we still had a few random things small purchases to mention that might of interest.

Mobile phone
We are continuing our cheap MNVOs stateside, but the more interesting element is our connection abroad. After a good experience in a recent trip, now that we both have ESIM friendly phones, we’re each using non-physical digital SIM cards abroad.

We used RedTeaGO last trip without issue, a free app with good reviews. So, we did the same for this trip. It’s been great! 30 days of service with 1GB of data is $2 in Portugal, $3 in Spain, and $4 in The Netherlands.

When the data is out, we just buy another and after about 30 seconds of activation processing—boom! We’re back online.

Getting a SIM card abroad made internet cheap already, but ESIMs make it easy.

Sporting goods
One of our goals for our trip to The Netherlands in late April is to see a lot of the country by bike. In order to prepare, we bought a used spin bike locally for $75. Jenni picked up a mat to help stabilize it, too. It’s incredible how much less expensive used gym equipment can be!

Gas & fuel
While it’s always surprising how expensive fuel is in Europe—the bulk of this expense this month was for a rental car—we don’t typically get gas for pennies in the US!

$0.10/gallon for gas?! Sort of!
$0.10/gallon for gas?! Sort of!

Just before we left, we filled up a few vehicles with gas at about 10 cents per gallon. How? We bought a lot of Airbnb gift cards from our local grocer that earned a ton of fuel points!

How Much We Work

We like to keep track of how much time we spend doing work that is paid.

Let’s add this month to the list…

MonthChris (Hours Worked)Jenni (Hours Worked)
May 202041108
Jun 20203896
Jul 202036120
Aug 20203948
Sep 20202776
Oct 202026104
Nov 20202757
Dec 20202857
Jan 202125102
Feb 202124104
Mar 202124106
Apr 20212385
May 20211729.75
Jun 20211966
Jul 20212130.25
Aug 20212316.5
Sep 20212628
Oct 20212249
Nov 20212151
Dec 20216427
Jan 20223280
Feb 20222963
Mar 20221470
Apr 20221521
May 20221436
Jun 2022612
Jul 20221345.5
Aug 20221596
Sep 20221254
Oct 20221434.5
Nov 20221272
Dec 20221116.5
Jan 20231088
Feb 20231181.5
Mar 20231247.5

Jenni’s workload leveled out as seasonal sickness and vacation started to wane plus…we’re traveling!

Net Worth Update

Net worth is not our primary measurement and can understand it can be discouraging if you’re working yourself out of debt. We also understand it’s difficult to be transparent with our readers without divulging this information so we continue to do so.

Account breakdown

The market keeps chugging along and so do our investments. From a high level, our assets and liabilities are shown in the data table below as of March 31, 2023.

DescriptionValue (USD, $)
Roth IRA138,910
Traditional IRA12,025
Real Estate376,700
Miscellaneous Assets56,642
Checking & Savings24,188
Net Worth1,969,566
  • Miscellaneous assets include specific investments we’ve made in physical assets (think collectibles) and treasury bonds
  • Amounts do not reflect the value of the businesses Chris owns or their assets, which should appear as income to us over future years
  • Jenni’s Prius is not included

The S&P 500 was up about 3.7% for the month.

We fared a little better with a gain of about 4.6%.

Overall, our net worth jumped about $87K!

Net Worth History

DateAmount% Change
July 2020$1,555,289
August 2020$1,597,3342.7%
September 2020$1,566,393(2.0%)
October 2020$1,568,1820.01%
November 2020$1,720,1139.6%
December 2020$1,810,8645.3%
January 2021$1,860,9962.8%
February 2021$1,878,1540.9%
March 2021$1,918,2692.1%
April 2021$2,010,8494.8%
May 2021$2,049,2131.9%
June 2021$2,093,8962.2%
July 2021$2,092,153(0.1%)
August 2021$2,130,7611.8%
September 2021$2,070,730(2.8%)
October 2021$2,151,2723.9%
November 2021$2,095,273(2.6%)
December 2021 $2,160,2353.1%
January 2022$2,055,292(4.9%)
February 2022$2,058,0010.01%
March 2022$2,134,4283.7%
April 2022$1,968,069(7.8%)
May 2022$1,975,5690.04%
June 2022$1,868,397(5.4%)
July 2022$1,975,6085.7%
August 2022$1,878,352(5.2%)
September 2022$1,735,997(7.6%)
October 2022$1,820,2874.9%
November 2022$1,920,635 5.5%
December 2022$1,866,513(2.8%)
January 2023$1,953,6914.7%
February 2023$1,882,656(3.6%)
March 2023$1,969,5664.6%

Previous Donation Winner

Women all around the world were celebrated for their contributions to history, culture, and society for Women’s History Month. Our charity round up highlighted three organizations who support women and fight for their rights.

For the first time, our poll ended in a tie between Partnership Against Domestic Violence and YWCA. We decided to cast the tie-breaking vote and award Partnership Against Domestic Violence the winner with four votes. As one of the largest nonprofit domestic violence organizations in Georgia, their goals are focused on prevention of violent relationship and offer shelter for women and children in violent situations.

Our grant for the winner from last month!
Our grant for the winner from last month!

Our Reader’s Fund seeks to leverage the principles of FIRE to build a lifetime of giving.

Thank you for your participation in our polls over the last 32 months. We’ve given over $3,000 to deserving charities with your help in deciding which organizations to donate to.

Polls are now open for our next round of candidates: Charities Supporting Parks and Sports.

Charity Round-Up

During our journeys throughout Europe, we’ve seen how neighborhood parks are an important part of the city design. They bring nature front and center and offer a place for communities to be healthy in nature.

Bringing this concept home, our charity focus this month is on the community enjoyment of our parks and trail systems. We chose three organizations with excellent charity ratings. This will help ensure our donation will have the greatest impact. Review each one and help us decide which organization to support by casting your vote.

Summaries below include the impact metrics and a link to their Guidestar profile which details the nonprofit’s operations and transparency.

1) Sportable Richmond Adaptive Sports and Recreation, Inc.

Why? Being able to participate in sports without worrying about your own physical disabilities can be life changing. Sportable makes this possible by adapting sports to the needs of the participants.

Where? Central Virginia

Our Notes: Sportable makes it possible for individuals with disabilities to stretch themselves past their limits. They’ve adapted a variety of sports to incorporate wheelchairs, such as soccer and basketball. They find ways to adapt the sport to make it possible for individual with visual impairments and other limitations to play. This empowers the participants to do more than they ever thought possible. Sportable makes these sports possible:

[Guidestar] [About]

2) Virginia Capital Trail Foundation

Why? The Virginia Capital Trail is a beautiful multi-use trail connecting Williamsburg to Richmond. Over a million visitors enjoy this trail each year! This 52-mile pathway is mainly monitored by volunteers submitting trail reports to ensure its upkeep, safety, and beauty.

Where? Central Virginia

Our Notes: The Virginia Capital Trail Foundation was founded to communicate with everyone involved with this project including government offices, trail users and all of the businesses along the trail. Today, they organize the Trail Ambassador Program, a volunteer led patrol keeping an eye on the trail. They also work with Virginia Department of Transportation (VDOT) for repairs and cleanup, advocate for connecting trail infrastructures, and hold the Cap2Cap race.

[Guidestar] [About]

3) Friends of the Lower Appomattox River, Inc.

Why? We love living in a river city. Having maintained trails, accessible beaches, and clean water makes it possible to enjoy all our river has to offer. It would not be possible without organizations like this.

Where? Central Virginia

Our Notes: Friends of the Lower Appomattox River, Inc. has grown from just six individuals to a full board. They’ve helped develop and build a 23-mile-long park and trail system accessible by boat, foot, or bike. Today, they are continuing to expand the Appomattox River Trail and Park System with a focus on land conservation.

[Guidestar] [About]

Nonprofit poll

After reviewing the list above, please take a moment to vote for which nonprofit you think will put funds to use in the best way.

This poll is no longer accepting votes

Which organization encouraging sports and nature should we contribute to?
7 votes

(Have trouble using or seeing the poll above? Some reader tools or apps may not display it. View this page in a browser or use this link to our Reader Fund page which has a copy of the poll!)

Thank you for taking the time to vote!

One of our primary goals with TicTocLife is building a stream of giving within the FIRE community and that starts with knowledge.

Want to hear about the results? Signup for our free FIRE Insider newsletter! We send it out every few weeks and include the monthly poll results and donation winners. You can see an archive of the FIRE Insider and signup here!

What’s Next

We started this post off saying the month ended with a dip in the other side of the Atlantic. But, no such adventure has been revealed so far!


Well, the truth is that often the best things in life (and travel!) are free. Whether it’s strolling around a historic town center, hiking through a green park, or …taking a swim!

A common sight in Madeira was a natural lava rock formation at the coastal edge turned into a small pool. Locals loved using these like adventurous little swimming holes.

Madeira's Piscinas Naturais Velhas — ocean front lava rock pools.
Madeira’s Piscinas Naturais Velhas — ocean front lava rock pools.

We went to one of the bigger ones and despite a good bit of infrastructure available supporting it (bathrooms, pathways, etc.)—there was no cost.

Well, of course we took a dip! This is the view:

Our view to the ocean from Madeira's pools.
Our view to the ocean from Madeira’s pools.

Find those special spots and take advantage of the best parts of life!

Expect to hear all about a full month in Spain and The Netherlands next month!

The sun setting on our trip to Madeira.

How’s the spring travel season looking for you, where are you headed?
Let us know in the comments or on Twitter!

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By Chris

Chris began his financial independence pursuit in 2007 as he learned basic personal finance from Get Rich Slowly as an aspiring web designer and novice investor. After several missteps, he learned the secrets of financial independence and began his pursuit of freedom.

He reached financial independence in 2018 with $1.2M and two businesses. He began the process of transitioning to early retirement in 2020.

Learn more: Meet Chris.

2 replies on “We Missed Our Flight to Madeira! (Mar. 2023 Update)”

Visiting an airline desk to get your actual boarding pass? What?! No e-tickets on phone available?

Note on Airbnb: because of all of the “cleaning” fees, we have started skipping the middle man that’s Airbnb and booking directly from the rental management company itself — you can tell whether something is provided by a rental company pretty easily from the listing shown on Airbnb. We usually go to the rental company’s website directly once we found an accommodation.

Sounds like a nightmarish stressful situation because of the missed flight, despite best-laid plans, but glad you got through it.

That’s why I avoid traveling nowadays — the stress is not just worth whatever you get in return anymore.

Smart move by loading up on gas points by buying Airbnb gift cards at the grocery store — if you must use Airbnb!

Hey TK!

Thanks for commenting.

Haha, yeah–it’s a pretty small airline (SATA) and we were riding basic with no carry-on bags added. I’m fairly sure that’s why they required a document check or some such thing before we could get our boarding passes. I recall it happening on another flight within the last few years… Had that not been the case, we would have easily made the flight.

Yeah, I’ve poked around trying to hunt down the rental company when it’s clearly not a personal Airbnb and had some luck before. I think, for the most part, we were frequently staying in people’s places (we often met them) for this trip. We only look at the total price of a stay, inclusive of all fees/taxes, when comparing to hotels or other rental sources. I think we did a great job on hotels/Airbnbs on this trip. I believe the period in this post (March 23-31) — 9 days — was really quite inexpensive. Looks like the total cost was about $608 per this post, so around $68/night. Unfortunately, we also had to pay for that first night (in NYC) a second time! Though thankfully just with a hotel certificate.

Yeah, it was pretty stressful. We’ve had such good luck traveling, generally speaking, over the years that it was fairly easy to chalk up to a combo of bad luck. So, we brushed it off without getting too upset. Just something else to work through. And, we wound up with a little NYC adventure.

Indeed, between the gas points and Airbnb gift card discounts, we probably paid about 15% less!

Thanks for coming by again! Hope you’re enjoying the posts.

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